515 St. Mary's Street, Fredericton, NB | Ph: 506.458.0102
21
Oct

Promoting health and fitness in the workplace

According to recent reports on obesity, that old Disney song is wrong: it’s not a small world after all. The fact is, we’re getting larger. The latest numbers from Statistics Canada show obesity in Canada is getting worse, with more than 20 per cent of Canadians identified as...
12
Oct

Dental Insurance for Canadian Small Business

Chambers Plan options cover Basic, Endodontic, Periodontal, Major and Orthodontic services with Major services available to firms with as few as three employees. Orthodontic coverage is available to firms of 10 or more employees. From Basic to Major Dental...
26
Sep

Small Business Tips: To freelance, or not to freelance?

The decision to leave your day job to become self-employed is not one made lightly, and while the flexibility and autonomy of freelance work can be tempting, it is also not without risk. Pursuing full-time freelance work—or not doing so—is a decision that should be made...
12
Jan

Self Funding System

Why is self-funding the Final Solution? CONTROL Claims trends are actual Elimination of tax, risk charges, reserves Reduced cost of administration Catastrophic risks are insured Plan design is flexible READ MORE
06
Jan

What does it all mean?

A list of words used in our industry and what they really mean: GLOSSARY OF TERMS Accelerated Benefits Rider  A life insurance rider that allows for the early payment of some portion of the policy’s face amount should the insured suffer from a terminal illness or...
21
Dec

How Insurance Works

While it may seem complex, insurance is really quite simple: The payments (or premiums) of the many pay for the losses of a few. Your premiums go into a large pool, if you will, at your insurance company. The claims of the few are paid from that pool. Because there are more...
16
Dec

Life insurance: How much is enough?

Next time you hear the oft-repeated nugget of wisdom that you require five to seven times your gross annual income in life insurance, ignore that advice. Glenn Cooke, an independent broker who operates MInsurecan.com, calls that rule “arbitrary and insufficient.” While someone...
09
Dec

Key things to know about life insurance in Canada

WHAT TO ASK BEFORE BUYING LIFE INSURANCE Life insurance is an extremely important part of financial planning, but not many people want to talk about it. To make this topic more accessible, InsurEye is laying out the statistical facts and other useful pieces of information to...
02
Dec

Canadian healthcare: What works and what doesn’t

Article posted in Benefits Canada, an interesting debate topic…. As the federal government is about to undertake a review of the Canada Health Act legislation, it’s important that all Canadians formulate a point of view on the future of our healthcare system. Employers in...
25
Nov

What is Critical Illness Insurance?

Critical Illness insurance (CI) is a relatively new coverage in Canada that guarantees the payment of a lump sum benefit between $50,000 to $2,000,000 if you are stricken by a critical illness such as cancer or a heart attack. Critical illness insurance provides the financial...
12